Terms
The agreement between you and Niaa Enterprises for using PortfolioMirror. It is short on purpose, and the part that matters most is the first section: this is a learning tool, not an adviser.
In effect from 19 September 2026
What this is
PortfolioMirror is a journal for your own trades. It takes the trades you bring in, grades them against the rules you wrote, and shows you what your own record says. Everything it produces is descriptive — about trades you have already made — and educational.
It is not an adviser and it cannot be one. It will not tell you what to buy, sell or hold, it does not give price targets, it does not manage money and it does not make recommendations. If you want investment advice, consult your own financial adviser.
Who may use it
You must be 18 or over and able to enter into a contract. You use it for yourself, on your own trades. You may not use it to advise other people or to run a service for them.
Your account
One account, one person. You sign in with Google, so keeping that account secure is what keeps this one secure. Tell us if you think somebody else has got into it. We may suspend an account that is being used to abuse the product or other people.
Your data stays yours
Your trades, your rules and everything you write remain yours. You give us permission to store and process them for one purpose: running the product for you. We do not sell them and we do not train AI models on them. You can download all of it yourself at any time, delete parts of it yourself, and have the whole of it permanently deleted by asking us.
What you agree not to do
Nothing surprising, and each one for an obvious reason:
Do not resell, republish or redistribute what the product produces, or use it to provide a paid service to others.
Do not scrape it, script it, or try to get at data that is not yours. Every read here is scoped to one account and attempting to get past that ends the account.
Do not use the AI features to generate abuse, to try to make the product give advice it is built to refuse, or to work around the limits your plan sets.
Only upload files that are yours to upload.
Connecting a broker
If you link a broker account, you are authorising the product to read your trades and holdings from it. It is read-only — nothing here can place, change or cancel an order — and the connection lapses on your broker's own daily schedule. You may disconnect it at any time. Your relationship with your broker is between you and them, and their terms apply to it.
What the AI can and cannot do
The written parts of the product are produced by a language model reading your own numbers. It can be wrong — it can misread a figure, miss context, or phrase something more confidently than the data deserves. Check anything you are about to act on. Where the product cannot tell you something, it says so rather than guessing; treat what it does say the same way.
Plans and payment
There is a free tier and three paid ones, priced per six-month period, with the limits shown on the Pricing page. Paid plans are arranged with us directly at the moment rather than bought in the app. A plan gives you access for its period; the limits inside it are per month and reset each month.
If you change your mind within 7 days of your first payment and have barely used the plan, write to us and we will refund it in full. After that we do not refund part of a period. You can stop the next renewal at any time by asking us, and you keep the plan until the period you have paid for runs out.
Availability
This is a small product in early use. It is offered as it is, without a guaranteed level of service. Features may change, be paused or be withdrawn, market data may be delayed or wrong, and the product may be unavailable at times. Anything that affects your data will be told to you; anything that affects a feature may simply change.
Liability
Trading decisions are yours, and losses from them are yours. PortfolioMirror is educational and not advice: it is a record-keeping and learning tool, it takes no responsibility for any trading loss, and it should not be the only thing you rely on. There is no long exclusion clause here — we would rather say plainly what the product is than list what we will not answer for.
Ending it
You can close your account from Settings whenever you like: signing in stops, nothing is deleted, and writing to us opens it again with everything still in it. If you want it all permanently deleted instead, ask us and we will do that — it is not a button, because it cannot be undone. Either way, take a download first. We may close or suspend an account for a serious or repeated breach of these terms, or for non-payment on a paid plan — and if we do, you will be told why and given the chance to take your data with you.
Which law applies
Indian law governs these terms, and the courts at Pune, Maharashtra, India have exclusive jurisdiction over any dispute about them.
If these terms change
A new version will appear here with a new date, and signed-in users will be told before it takes effect. Carrying on using the product after that is how you accept it; if you do not, close your account and take your data with you.
Contact
Write to support@portfoliomirror.ai. Niaa Enterprises, Relicon Felicia, Off Baner Pashan Link Road, Pashan, Pune - 411 021.
›Is any of this financial advice?
PortfolioMirror is educational only. It is not registered with SEBI as an investment adviser, a research analyst or a portfolio manager, and nothing in the product is financial or investment advice, a recommendation, or an offer to buy or sell any security. Analysis is produced by AI from your own data, describes what that data shows, and can be wrong. Consult your financial advisor before investing or trading. Past performance is not a guarantee of future results.
What PortfolioMirror does with your data is on the Privacy page.
You can download everything you have here, or close your account, from Settings.